CheerCredit 1.0.5

CheerCredit 1.0.5

CallSys Innovations – Freeware – Android
Latest Version
1.0.5
Safe to install

CheerCredit presents a flexible line of credit tailored to the financial landscape in Senegal, facilitating prompt access to funds as required. The service stands out for its competitive interest rates and straightforward repayment options, which ensure that borrowers only pay for the credit utilized.

Advantages:

  1. Flexible Credit Line: Withdraw only the necessary amount up to your approved limit, with straightforward access to funds at any time.
  2. Competitive Interest Rates: Benefit from attractive rates on borrowed sums, which can help minimize interest expenses.
  3. Pay for What You Use: Only incur interest on the actual amount borrowed rather than the total credit limit.
  4. Easy Repayment: Flexible repayment terms accommodate individual financial circumstances.
  5. Credit Limit Increase: As you establish a positive credit history, your available credit limit may increase, enhancing your borrowing capacity.

Requirements:

  1. Applicants must be at least 18 years old.
  2. Candidates must be either Senegalese citizens or legal residents.

Features:

  1. Maximum Loan Amount: up to XOF 600,000
  2. Repayment Tenure: 3 to 12 months
  3. Processing Fees: Ranging from 3% to 6%, depending on the applicant's profile.
  4. Maximum Annual Interest Rate (APR): 15%

Example Calculation:

If the borrowed amount is XOF 400,000 with an APR of 12% over a tenure of 6 months and a processing fee of 6%:

  • Processing Fees = XOF 400,000 * 0.06 = XOF 24,000
  • Final Disbursal Amount = XOF 376,000
  • Monthly Interest Rate = 12% / 12 = 1%
  • Interest for 6 Months = XOF 400,000 * 1% * 6 = XOF 24,000
  • Equated Monthly Installment = (XOF 400,000 + XOF 24,000) / 6 = XOF 70,666

Contact Us:

Overview

CheerCredit is a Freeware software in the category Business developed by CallSys Innovations.

The latest version of CheerCredit is 1.0.5, released on 04/18/2025. It was initially added to our database on 01/06/2025.

CheerCredit runs on the following operating systems: Android.

CheerCredit has not been rated by our users yet.

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